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Oklahoma ABLE Tech at Oklahoma State University
Toll-free: 800.257.1705 (v/tty)


Financial Loans for Assistive Technology and Employment

ABLE Tech Financial Loans Overview

Oklahoma ABLE Tech, in partnership with the Oklahoma Assistive Technology Foundation (OkAT), and BancFirst of Stillwater, can provide financing options for Oklahomans with disabilities to purchase assistive technology to help them live, work, and learn independently.

2017 Financial Loans Fact Sheet 

 Download the Financial Loans Fact Sheet

Qualifying purchases for the loan include:

  • Vision equipment and glasses
  • Hearing equipment
  • Mobility devices
  • Vehicle modifications
  • Daily living aids
  • Durable medical equipment
  • Communication devices
  • iPad for specialized use, or
  • Any device used as assistive technology

Loan Features

  • Fixed low interest rate for the life of the loan
  • Easy, flexible repayment terms
  • Can be used to cover co-pays
  • Payment made directly to the vendor
  • Special qualifying terms for applicants who have limited income due to a disability related circumstance

Read "Success Stories" of Oklahomans who have benefited from ABLE Tech Financial Loans

What are the Loan Terms?

ABLE Tech, OkAT and BancFirst, together, are able to provide a variety of lending products to meet the consumer's needs.

For lower dollar amount loans, ABLE Tech processes applications in-house and refers to these as Direct Loans.

Direct Loan with ABLE Tech / OkAT

Loan Amount

Term of Loan

Approximate Monthly Payment


12 months



24 months



36 months


Secured and Unsecured Loan with BancFirst

Loan Amount

Term of Loan

Approximate Monthly Payment


36 months

$300 - $305


48 months

$345 - $353


60 months

$377 - $387

Should I Apply?

OkAT - for over $2,500

I can't qualify for a financial loan because I had to file bankruptcy due to medical expenses.
A bankruptcy due to medical-related expenses will not necessarily disqualify you from the program. Our non-profit partner will review your application for special guaranty consideration. Applicants are reviewed on a case-by-case basis to determine their ability to make monthly loan payments based on income and monthly expenses..

I need a modified vehicle and don't know what my options are.
This loan can be used to purchase a new or used modified vehicle or to acquire funding to modify your current vehicle. It may also be used to fill the gap with other public or private funding sources, such as the Department of Rehabilitation Services or Developmental Disability Services.

My insurance out-of-pocket / co-pay for my prescribed durable medical equipment is more than I can afford.
This loan can assist with medical co-pays and/or deductibles for equipment that is considered assistive technology. A quote or invoice for your portion of the cost is required with your application; if approved, payment will be made to the vendor.

OkAT's Loan Policy

For detailed information on OkAT's Loan Policy, download either Word or PDF.

Oklahoma ABLE Tech Bank Loan Video Thumbnail Watch an ABLE Tech Financial Loan success story

How Do I Apply?

Download and complete the Financial Loan Application (.docx) or (PDF). If you need assistance or have questions, please contact Oklahoma ABLE Tech.

Shelley Gladden, Loan Coordinator
Oklahoma ABLE Tech
Oklahoma State University
1514 W. Hall of Fame  |  Stillwater, OK 74078
Phone: 800.257.1705 or 405.744.4254  |  Fax: 405.744.2487
Email: shelley.gladden@okstate.edu


Financial loans for assistive technology and employment are provided by Oklahoma ABLE Tech, in partnership with the Oklahoma Assistive Technology Foundation (OkAT). Our banking partner on loans over $4,000 is BancFirst of Stillwater.