Financial Loans for Assistive Technology

Oklahoma Assistive Technology Foundation and Financial Loan Program logo

For Oklahomans with Disabilities

Download the Financial Loans Flyer

Financial FlyerOklahoma Assistive Technology Foundation (OkAT), in partnership with Oklahoma ABLE Tech and BancFirst of Stillwater, can provide financing options with low interest and flexible repayment terms for Oklahomans to purchase assistive technology to help them live, work, and learn independently.

Qualifying PurchasesLoan Features
Qualifying purchases for the loan can be anything used as Assistive Technology (AT). Common items financed through our program include:

  • Vision equipment and glasses

  • Hearing equipment

  • Mobility devices

  • Vehicle modifications

  • Daily living aids

  • Durable medical equipment

  • Communication devices

  • iPad for specialized use

  • Or, any device used as assistive technology

  • Fixed low interest rate for the life of the loan

  • Easy, flexible repayment terms

  • Can be used to cover co-pays

  • Payment made directly to the vendor

  • Special qualifying terms for applicants who have limited income due to a disability-related circumstance


What are the Loan Terms?

ABLE Tech, OkAT and BancFirst, together, are able to provide a variety of lending products to meet the consumer's needs.

For lower dollar amount loans, ABLE Tech processes applications in-house and refers to these as Direct Loans.

Direct Loan with ABLE Tech / OkAT
Loan AmountTerm of LoanApproximate Monthly Payment
$1,50012 months$128
$2,00024 months$110
$5,00036 months$150
$10,00048 months$230

Secured Loan with BancFirst
Loan AmountTerm of LoanApproximate Monthly Payment
$10,00036 months$300 - $305
$15,00048 months$345 - $353
$20,00060 months$377 - $387

Should I Apply?

Dental Implants and Cochlear ImplantI can't qualify for a financial loan because I had to file bankruptcy due to medical expenses.
A bankruptcy due to medical-related expenses will not necessarily disqualify you from the program. Our non-profit partner will review your application for special guaranty consideration. Applicants are reviewed on a case-by-case basis to determine their ability to make monthly loan payments based on income and monthly expenses.

Modified VehicleI need a modified vehicle and don't know what my options are.
This loan can be used to purchase a new or used modified vehicle or to acquire funding to modify your current vehicle. It may also be used to fill the gap with other public or private funding sources, such as the Department of Rehabilitation Services or Developmental Disability Services.

My insurance out-of-pocket / co-pay for my prescribed durable medical equipment is more than I can afford.
This loan can assist with medical co-pays and/or deductibles for equipment that is considered assistive technology. A quote or invoice for your portion of the cost is required with your application; if approved, payment will be made to the vendor.


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OkAT's Loan Policy

For detailed information no OkAT's Loan Policy, download either this Word document or PDF.

OkAT Bank Loan Success Story Video

Watch an ABLE Tech Financial Loan success story

How Do I Apply?

Download and complete the Financial Loan Application (Word) or (PDF). If you need assistance or have questions, please contact Oklahoma ABLE Tech.

Shelley Gladden, Loan Coordinator
Oklahoma ABLE Tech
Oklahoma State University
1514 W. Hall of Fame | Stillwater, OK 74078
Phone: 800.257.1705 or 405.744.4254 | Fax: 405.744.2487

Financial loans for assistive technology and employment are provided by Oklahoma ABLE Tech, in partnership with the Oklahoma Assistive Technology Foundation (OkAT). Our banking partner on loans is BancFirst of Stillwater. All applications can be sent to the address above.


Read "Success Stories" of Oklahomans who have benefited from ABLE Tech Financial Loans: